Health Insurance
Health Coverage for Every Stage of Life
Provincial healthcare covers a lot, but not everything. We help you protect yourself, your family, or your team from the costs it leaves behind.
- Licensed in Canada
- Free, no-obligation advice
- English & Farsi
Explore
Our Health Coverage Options
Choose the coverage that fits your situation.
Why it matters
What MSP Does Not Cover
01
Prescription drugs
Most prescriptions outside hospital are paid out of pocket or through PharmaCare deductibles.
02
Dental and vision
Checkups, cleanings, glasses, and contacts are generally not covered.
03
Paramedical care
Physiotherapy, massage, chiropractic, and counselling are largely out of pocket.
04
Lost income
MSP pays for care, not for the income you lose while you recover.
How it works
Four Simple Steps
- ReviewWe look at your current coverage, including any group benefits.
- Identify gapsWe find what is missing for you and your family.
- CompareWe compare plans from several insurers.
- SupportWe help with renewals, changes, and claims.
Questions
Frequently Asked Questions
Is health insurance mandatory in BC?
Enrolment in MSP is required for eligible BC residents. Private health insurance is optional and covers what MSP does not.
Can I keep coverage if I leave my job?
Group benefits usually end when you leave. Many insurers offer conversion or individual plans you can apply for within a set time after group coverage ends.
Can I get coverage with a pre-existing condition?
Some plans ask health questions and may exclude pre-existing conditions; others are guaranteed issue with more limited benefits. We help you compare.
Talk to an advisor
Meet Our Licensed Advisors
Choose the advisor who fits you best, view their profile, and book a free consultation directly in their calendar.
Sina Kia
Founder & Licensed Advisor
Not Sure Where to Start?
Book a free, no-obligation consultation. We will listen, answer your questions, and explain your options in plain language.
Keep exploring
Related Services
Coverage, benefits, and exclusions vary by insurer and policy and are confirmed in the policy contract. This page is for general information and is not personalized advice. Disclosure