Group Insurance
Benefits That Help You Attract and Keep Great People
A well-designed group plan protects your team’s health and shows them you are invested in their wellbeing, while staying within your budget.
- Licensed in Canada
- Free, no-obligation advice
- English & Farsi
Why it matters
Group Benefits at a Glance
01
Competitive hiring
Strong benefits are one of the top factors candidates weigh between job offers.
02
Retention
Employees are less likely to leave a company that supports their family’s health.
03
Tax efficiency
Employer-paid premiums for group health benefits are generally a deductible business expense.
04
Small teams welcome
Plans can start with as few as two or three employees.
What it covers
What Can a Group Plan Include?
Coverage levels are fully customizable to your team and budget.
- Prescription drugs, dental, and vision care
- Paramedical services, including psychology
- Life insurance and AD&D
- Short- and long-term disability
- Employee Assistance Programs (EAP)
- Health Spending Accounts for flexible coverage
Is this for you?
Who Should Consider It?
If you have even a small team, a group plan can be more affordable than you think.
- Business owners with two or more employees
- Growing companies competing for talent
- Businesses offering no benefits today
- Plans that have not been reviewed in years
How it works
Four Simple Steps
- AssessWe review your team size, budget, and priorities.
- CompareWe compare plans across multiple insurers.
- EnrolWe help set up enrolment for your employees.
- SupportWe handle renewals, plan reviews, and claims questions.
Questions
Frequently Asked Questions
How many employees do I need?
Many insurers offer group plans for businesses with as few as two or three employees.
Can employees share the cost?
Yes. Employers can pay all or part of the premium, and the split affects how some benefits are taxed. We explain the options.
What is a Health Spending Account?
A Health Spending Account lets a business reimburse eligible medical and dental expenses with a set annual amount, often as a flexible alternative or add-on to a traditional plan.
Talk to an advisor
Meet Our Licensed Advisors
Choose the advisor who fits you best, view their profile, and book a free consultation directly in their calendar.
Sina Kia
Founder & Licensed Advisor
Not Sure Where to Start?
Book a free, no-obligation consultation. We will listen, answer your questions, and explain your options in plain language.
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Coverage, benefits, and exclusions vary by insurer and policy and are confirmed in the policy contract. This page is for general information and is not personalized advice. Disclosure