Individual Health Insurance
Coverage for What Provincial Healthcare Does Not Pay
Prescriptions, dental visits, eye exams, and more. Individual health insurance fills the gaps so unexpected costs do not catch you off guard.
- Licensed in Canada
- Free, no-obligation advice
- English & Farsi
Why it matters
Individual Health at a Glance
01
Employer plans end
Job changes, retirement, or self-employment often mean losing group benefits.
02
Costs add up
Dental and vision costs alone can be a significant yearly expense.
03
Predictable budgeting
A monthly premium is easier to plan for than a surprise bill.
What it covers
What Does It Typically Cover?
Plans range from basic to comprehensive. We help you find the right balance of coverage and cost.
- Prescription medications
- Dental checkups, cleanings, and procedures
- Vision care: eye exams, glasses, and contacts
- Paramedical services: physiotherapy, massage, chiropractic, and more
- Emergency services not covered provincially
Is this for you?
Who Should Consider It?
Individual coverage is especially important when you do not have benefits through work.
- Self-employed people and freelancers
- Anyone between jobs or without employer benefits
- Retirees who have lost workplace coverage
- Contract workers without a group plan
How it works
Four Simple Steps
- ReviewWe look at your typical health, dental, and vision costs.
- CompareWe compare plans across insurers to match your needs and budget.
- EnrolYou choose a plan and we help you get set up.
- AdjustWe review your coverage whenever your needs change.
Questions
Frequently Asked Questions
Do I need a medical exam?
Many individual plans ask health questions only. Some plans are guaranteed issue with no health questions but more limited benefits.
What if I just lost my group benefits?
Many insurers offer plans that can be applied for without medical questions if you apply within a set time after your group coverage ends. Contact us quickly so you do not miss that window.
Is there a waiting period for dental?
Some plans have waiting periods or lower limits for major dental work in the first year. We point these out before you apply.
Talk to an advisor
Meet Our Licensed Advisors
Choose the advisor who fits you best, view their profile, and book a free consultation directly in their calendar.
Sina Kia
Founder & Licensed Advisor
Mana Mohamadi
Licensed Advisor
Not Sure Where to Start?
Book a free, no-obligation consultation. We will listen, answer your questions, and explain your options in plain language.
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Coverage, benefits, and exclusions vary by insurer and policy and are confirmed in the policy contract. This page is for general information and is not personalized advice. Disclosure