Don’t Let a Medical Emergency Abroad Become a Financial One
Travel insurance covers emergency medical costs outside your home province or country. So, a health scare on your trip doesn’t turn into a lasting financial burden.
What Is Travel Insurance?
Provincial healthcare typically covers little to nothing when you’re outside your home province or country, and medical costs abroad, especially in places like the United States, can be enormous. Travel insurance covers emergency medical treatment, hospital stays, and related costs while you’re traveling, along with other trip-related protections depending on your plan.
What Does It Typically Cover?
- Emergency medical treatment and hospital stays abroad
- Emergency medical transportation (including medical evacuation)
- Trip cancellation or interruption
- Lost, stolen, or delayed baggage
- Coverage for pre-existing conditions (with certain plans, subject to stability requirements)
Coverage varies significantly by plan and destination — we help you match the right policy to your specific trip
Why It Matters?
- Medical costs abroad can be extreme. A hospital stay in the U.S., for example, can cost tens of thousands of dollars without coverage.
- Provincial healthcare has limits. Coverage outside your home province is often minimal, even within Canada.
- Trip disruptions happen. Cancellations, delays, and lost luggage are common and often costly without protection.
Who Should Consider This?
- Anyone traveling outside their home province or country, even for short trips
- Snowbirds spending extended time in warmer climates
- Frequent travelers who may benefit from an annual multi-trip plan
- Travelers with pre-existing medical conditions who need specialized coverage
How It Works?
- Tell us about your trip — destination, length, and any health considerations
- We compare plans to match your coverage needs and budget
- You travel with confidence, knowing you’re covered
- If something happens, we help guide you through the claims process
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