Travel Insurance
Keep a Medical Emergency Abroad From Becoming a Financial One
Travel insurance covers emergency medical costs outside BC, so a health scare on your trip does not turn into a lasting financial burden.
- Licensed in Canada
- Free, no-obligation advice
- English & Farsi
Why it matters
Travel Insurance at a Glance
01
Costs abroad are high
A hospital stay in the United States can cost tens of thousands of dollars.
02
MSP has limits
Coverage outside BC is limited, even within Canada.
03
Trips get disrupted
Cancellations, delays, and lost luggage are common and costly.
What it covers
What Does It Typically Cover?
Coverage varies by plan and destination. We match the policy to your trip.
- Emergency medical treatment and hospital stays
- Emergency medical transportation and evacuation
- Trip cancellation or interruption
- Lost, stolen, or delayed baggage
- Pre-existing conditions with some plans, subject to stability rules
Is this for you?
Who Should Consider It?
Anyone leaving the province, and visitors coming to Canada.
- Anyone travelling outside BC, even for a short trip
- Snowbirds spending months away
- Frequent travellers who may save with an annual plan
- Visitors, students, and newcomers waiting for MSP
How it works
Four Simple Steps
- Tell usYour destination, dates, and any health considerations.
- CompareWe compare plans to match your needs and budget.
- TravelGo with confidence, knowing you are covered.
- Claim supportIf something happens, we help guide you through the claim.
Questions
Frequently Asked Questions
Does MSP cover me outside BC?
Only partially. MSP pays out-of-country costs at BC rates, which is often a small fraction of the actual bill. Travel insurance covers the difference.
What is a stability period?
Many policies only cover pre-existing conditions that have been stable, with no changes in treatment or medication, for a set period before you travel.
Do newcomers need coverage before MSP starts?
Yes. New residents usually wait about three months for MSP. Private coverage protects you during that gap.
Talk to an advisor
Meet Our Licensed Advisors
Choose the advisor who fits you best, view their profile, and book a free consultation directly in their calendar.
Sina Kia
Founder & Licensed Advisor
Mana Mohamadi
Licensed Advisor
Not Sure Where to Start?
Book a free, no-obligation consultation. We will listen, answer your questions, and explain your options in plain language.
Keep exploring
Related Services
Coverage, benefits, and exclusions vary by insurer and policy and are confirmed in the policy contract. This page is for general information and is not personalized advice. Disclosure